category: personal finance


Maryland Home Owner Tax Deductions


 
Did you know that you can deduct the interest from building a fence, or installing a swimming pool?

I recently stumbled across this great article that explains in plain English all of the tax deductions you can make just for being a home owner in Maryland.

Tax Deductions for Owning Your Home Maryland


 


 

I'm up 200%+ today in the Market


 
Every once in a while Google geeks out and shows some funky stuff on my iGoogle Finance Portfolio widget....today its telling me that my Vanguard investments are up over 200%... Man I wish that were true..

 


 

Using a 0% Balance Transfer to fund a CD


 
One of my favorite blogs frequently brings up the topic of using 0% Balance Transfers from credit cards to fund other low risk investments. Jonathon, the author of My Money Blog, has written up an entire series of posts on the topic and backs his methods by having borrowed an impressive $30,000 to put to work. He earns $1000+ dollars a year on this investment approach, but also realizes that in doing so his FICO score takes a hit since it lowers his Cash flow to Debt ratio.

Although I mostly likely would never follow this investment approach, I thought it would be fun to crunch the numbers and see what you would end up with if actually took the leap and borrowed against your credit card to stick in a low risk investment, like this 5% 12-Month CD offering by Washington Mutual (WaMu). read more...